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Country flag:globe.svg Global

Peer-to-peer mobility solution

Case study
Motorhomes are costly vehicles, particularly when approximately two million private motorhomes in Europe are unused for 48 weeks per year. To offset costs, many owners often consider renting out their vehicles but the lack of suitable motor insurance for rental periods is a major deterrent – most motorhome insurance policies do not cover damage incurred when the vehicle is hired by third party. iptiQ found a way to close this protection gap for Goboony, a peer-to-peer rental platform.


Inadequate insurance, insufficient supply

Our partner Goboony recognized that demand for vehicles exceeded supply, and the lack of rental insurance was an obstacle for vehicle owners. Typically, Motor insurance for motorhomes have restrictions for renting periods, resulting into uncertainty for the owners and reluctance to rent their vehicle. For two years Goboony searched for a suitable insurance solution to offer their community of vehicle owners.

  • 2 million motorhomes are unused for 48 weeks per year
  • With adequate insurance cover vehicle owners would rent out their vehicle
An image

Andreas Schertzinger, CEO iptiQ EMEA P&C, shares how iptiQ creates value for digital ecosystems

Goboony Day Insurance removed a pain point

iptiQ developed Goboony Day Insurance, a Motor insurance that provides a per-day coverage for vehicle owners. Vehicle owners have automatic coverage every time their vehicle is hired out. The coverage includes damages to the rented vehicle, damages to third parties as well as Roadside Assistance in case of an accident or break-down. All this for a flat fee of less EUR 20 per rental day.

Increased customer value and immediate growth

  • The targeted Motor insurance is fully integrated into the Goboony platform and increased customer value by providing certainty for vehicle owners
  • High speed development 1-month onboarding with an API based insurance solution live ahead of rental high-season
  • Immediate growth and 40% increase in supply of vehicles
“Thanks to iptiQ, we have an insurance solution that we’ve been waiting on for so long. You’re dedicated, always keeping the end customer in mind and very hard working. Delivering a solution in a few weeks, instead of months, is exceptional within the insurance industry. We have really enjoyed working with you.”
Foppe Mijnlieff, CMO, Goboony

Contact:

Philipp Hoyer
Business Development & Client Manager
iptiQ EMEA P&C

e: Philipp_Hoyer@iptiq.com


Country flag: Global Global

Motorhomes are costly vehicles, particularly when approximately two million private motorhomes in Europe are unused for 48 weeks per year. To offset costs, many owners often consider renting out their vehicles but the lack of suitable motor insurance for rental periods is a major deterrent - most motorhome insurance policies do not cover damage incurred when the vehicle is hired by third party. iptiQ found a way to close this protection gap for Goboony, a peer-to-peer rental platform.

Country flag: Global Global

Motorhomes are costly vehicles, particularly when approximately two million private motorhomes in Europe are unused for 48 weeks per year. To offset costs, many owners often consider renting out their vehicles but the lack of suitable motor insurance for rental periods is a major deterrent - most motorhome insurance policies do not cover damage incurred when the vehicle is hired by third party. iptiQ found a way to close this protection gap for Goboony, a peer-to-peer rental platform.