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Life

Life

Level Term life insurance

Our Level Term life insurance product is offered on an accelerated underwriting basis. It’s designed to provide protection for specific life events, such as paying for a home mortgage or saving for a child’s college education.

Product features

  • Simple, affordable protection up to $3M
  • Flexible term period (10, 15, 20 or 30 years)
  • Premium guaranteed not to increase during level term period
  • Selection of riders to add to or customize coverage

Key differentiators

  • Competitive rates
  • Instant decision for qualified applicants
  • Coverage up to $1M in about 15 minutes
  • Seamless e-application process creates smooth customer experience

Whole life insurance

Our Whole life insurance product is a simple, protection-focused solution with affordable premiums and guaranteed cash values. It’s designed to last a lifetime.

Product features

  • Affordable, lifelong protection up to $3M
  • Premiums and cash values guaranteed
  • Variety of riders available to customize coverage

Key differentiators

  • Competitive rates
  • Instant decision for qualified applicants
  • Coverage up to $1M in about 15 minutes
  • Cash value accumulation

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Simplified Issue Final Expense (SIFE) insurance

The top reason people purchase life insurance is to cover funeral and other end of life costs such as medical bills.* Our SIFE insurance product is designed to help relieve families from these types of expenses.

*2018 Insurance Barometer, LIMRA.

Product features

  • Quick and easy coverage up to $30,000
  • Affordable price based on individual health

Key differentiators

  • Instant decision for qualified applicants
  • Immediate coverage in about ten minutes
  • Solutions tailored to insurance needs of people age 50+
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Accidental Death insurance

Did you know that accidents are the third leading cause of death in the US?* Our Accidental Death insurance provides payment to beneficiaries if the cause of death is an accident.

*Centers for Disease Control and Prevention. (2018, November).

Product features

  • Affordable, flat-rate coverage up to $250,000
  • Guaranteed approval if ages 18-59, regardless of health status

Key differentiators

  • Inexpensive coverage for peace of mind
  • Simple and fast application process